Pension Consolidation
Most people, during their career, accumulate a number of different pension plans. Yet maintaining separate plans can be laborious and complicated – and may lead to lost investment opportunities, exposure to undue risk, higher costs, and more.
Moffatt & Co Financial Services Ltd can help you avoid these potential problems by working with you to consolidate your retirement funds into one pension policy if this is appropriate. As part of our approach, we will independently:
- - Help you review your existing pension plans
- - Identify and advise you on any funding gaps
- - Define the right asset mix for you
- - Develop the investment solution and retirement strategy that best suits your needs
- - Consider the tax free cash position for pre 2006 plans
- - Research the market for the best provider
- - Ensure that the most cost-effective wrapper is offered
The Advantages
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- - Easier and less time-consuming pension management
- - Ensures asset mix is consistent with your goals
- - More clarity as to whether contributions or overall funds are appropriate
- - Removes, inconsistent, inflexible or inappropriate plans
- - Potentially cheaper charging structure, therefore improving performance
Find out more about pension consolidation
For a free initial assessment please contact us.
Warning: Pension consilidation will not be appropriate in all circumstances and individual advice should be sought.